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Apr 4, 2023 – Don't make assumptions about the state of your financial situation right now. It could be better than you think, but then again, it could be worse than you think. Before you start shopping, check your accounts to make sure you know where you stand financially speaking. If you don't make sure you're flush, you're taking a big risk, and taking that risk may not pay off. There is a possibility that some of your money is tied up in an automatic payment snag.