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Dec 17, 2026 – Before you put down any money on a fabulous new meal, coat, or car, double-check your bank account—and then double-check your credit card statements. You might not have as much money at your disposal as you think, and now is not a good time to go into debt. Take a break from unnecessary spending for the next few days, and distract yourself with life's free pleasures. Give your finances a chance to catch up.