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Sep 11, 2022 – Money issues might be weighing heavily on your mind right now, although there's no reason to be nervous about it. You're merely more aware of the reality of your financial situation, which is a good thing. The more accurate the picture of where you stand now, the better prepared you are to get to where you need to be. If you're feeling thriftier or more conservative than you usually do, this isn't a panic-based reaction to a shortage of funds. But listen to your gut.