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Jul 2, 2028 – Make any sort of impulse buy today and you may regret it. This isn't a good time to throw your money around, even if you recently came into a small windfall. As a matter of fact, any new money you have just come into could get taken away sooner than you think. Unexpected expenses or an emergency could force you to raid your rainy day fund when the sun is still shining. Plan out any purchases right now. If you absolutely need to buy something, make sure you save the receipt.