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Dec 23, 2021 – When it comes to your financial health, you can't leave anything to chance right now. As unenjoyable as it may seem, you need to do some research so you can make a decision that you won't regret. And if you're sensitive about being called a cheapskate, you need to get over that. The people who toss around those terms are the same people who are in debt, so what do they know? Being thriftier will help you increase your cash flow and decrease your stress level.