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Mar 8, 2021 – It's important for you to remind yourself of the value of money right now. Stop using so much plastic and get back to a cash-based economy. You need to remind yourself that every dollar you spend means one less dollar you have. It's too easy to forget that when you use a little piece of plastic. Even if you're not worried about your money situation right now, it would be best to stop relying so much on credit. If you can't afford it, don't buy it.