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Sep 23, 2026 – If you have been living the high life lately -- charging up a storm, going for the upgrade or just buying without thinking, today it's time to seriously curtail your spending before it's too late. If you have been fiscally responsible -- clipping coupons, comparing prices and saving each month, then today it's time for you to splurge a little. Cutting out the excessive things in your life has meant that you have a little bit left over now to do with whatever you want. You've earned it.