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Feb 12, 2028 – When you look in your wallet, do you see neatly organized currency and credit cards, or do you see a mishmash of scraps of paper, crumbled up bills, and random phone numbers? If it's the latter, it's time to get organized! Your financial life has little chance of being calm and healthy if you don't respect your money. Taking extra time to organize it sends a message of respect out to the universe. If you treat your money like garbage, you won't ever get much value out if it.