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Nov 12, 2026 – All the shopping and adventure-seeking you've been up to lately has sure been fun, but it has also done quite a job on your budget. The rainy-day fund isn't getting any bigger on its own ... it might be time to face the fact that you need to tighten your belt and kiss some of those fancy espresso drinks goodbye -- for a little while. A small sacrifice here and there will make a big difference over time. Do yourself a favor by setting a savings goal -- and sticking to it!