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Dec 15, 2017 – Money needs to be handled wisely and with respect, and it's also something that should be reducing the stress in your life, not adding to it. Take a hard look at your spending habits and how you deal with cash. Do you put off financial matters until the last minute? (If so, you're not alone!) Do you use retail therapy to try and solve problems that can't be solved easily? (Ditto.) If the answers make you uncomfortable, now is the time to change.