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Sep 6, 2026 – The task of tightening your belt has been easier than you feared, which is good news. Your rainy-day fund is getting fatter by the minute. While you're building this wealth, it's time to seriously start thinking about what you can do with it. Make the money make more money: Investigate some investment options you were considering in the back of your mind. Friends have good advice in this area -- book a lunch or coffee date with one of your money-savvy buddies and get some input.