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Jun 4, 2028 – Learn the difference between being cheap and being thrifty today. One is a short-sighted and mean-spirited attempt to save money, the other is a wise and fair-minded way to keep from wasting what you've worked so hard for. Your money is yours to spend however you wish, but don't skimp when you shouldn't. Being a bad tipper isn't going to get you ahead with your savings goal, but it might get you some poor service the next time.